How Frugal Are You – QUIZ?


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Plus More Than 30 Frugal Tips to Make Sure You’re Doing Today!

Frugal is a lifestyle. Being frugal means you hunt for deals, go out of your way to save money everywhere possible, and aren’t afraid to be a little weird to save a few bucks! Read on to the frugal tips!

frugal tips

Take the Quiz!

Are you really frugal? Prove it! Do you follow all 37 of these frugal tips?

To rate how frugal you are, give yourself one point for every frugal tip you make an effort to do, and score yourself at the bottom!

frugal tips
Save money on a gym membership by working out at home

37 Frugal Tips to make sure you’re doing:

  1. Shop grocery store sales and stock up on items you regularly use.
  2. Purchase the items you eat regularly in bulk.
  3. Only shop for groceries with a list, and stick to it.
  4. Minimize trips to the grocery store. Shop once a week or every other week, and no more.
  5. Shop used baby + kid gear on Facebook marketplace, Craigslist, or OfferUp.
  6. Shop used clothing at consignment stores, on eBay, Poshmark, etc.
  7. Use an HSA if you have one available to you.
  8. Sleep on online purchases at least one night, preferably more, before making them.
  9. Do at-home haircuts for children.
  10. Pack your lunches for work instead of eating out.
  11. Turn down the thermostat in the winter, raise it in the summer, and dress accordingly.
  12. Turn off the lights when you leave the room.
  13. Search for coupons before making a purchase in-store or online.
  14. Use cash-back apps like Ibotta, Fetch, and Rakuten.
  15. Do your own car repairs. YouTube anything and everything first to see if you can do it yourself. Many car parts can be purchased online.
  16. Practice minimalism. Go with less in your home and wardrobe.
  17. Keep driving that old car that never stops running.
  18. When you do purchase a new vehicle, buy one that is 3-4 years old (or more) to cut back on depreciation.
  19. Cut cable TV. Use Netflix, Amazon Prime or Hulu instead.
  20. Upcycle or repurpose things you already have in your home to bring them new life.
  21. Work out at home, outside, or at a local park.
  22. Check out books and movies from the library instead of purchasing them.
  23. Purchase quality items that will last to avoid waste and need to repurchase.
  24. Wash lightly used ziplocks and use them again, or use reusable options.
  25. Compost kitchen scraps, use the soil for a garden.
  26. Borrow or rent tools from neighbors, friends, or places like Home Depot instead of buying.
  27. Make DIY gifts that are inexpensive but thoughtful to impress your loved ones instead of buying gifts.
  28. Try to do 2-3 meatless meals per week for dinner.
  29. Drink water instead of coffee, soda, juice, or energy drinks. Way better for you, too.
  30. Freeze veggie scraps and bone scraps in a gallon ziplock. When it’s full, make a homemade bone broth.
  31. Always double check shopping receipts for accuracy. Scams and accidents happen.
  32. Always double check insurance claims and bills for accuracy.
  33. Do a no spend day once a week on a regular basis (i.e. every Sunday, or use some other length of time).
  34. Cook at home for most meals.
  35. Haggle with confidence anywhere where prices are negotiable.
  36. Call utility and service providers to try to negotiate lower rates on your bills.
  37. Before paying medical bills, call and ask for a lower cash price.
frugal tips
Use your local library to get free books, e-books, movies, and more

How many of these frugal tips do you find yourself doing? 

0-10Not frugal, yet!
11-20Needs some work
21-30Pretty frugal
31+True Frugalista!

I gave myself a 29. I’m so close to being a True Frugalista, but I’ve definitely got some work to do!

So, which are you? I’m dying to know! Let me know in the comments!


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Plus, you always have me here to answer any questions!


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11 Responses

  1. Thank you Merilee for your beautiful blog! I love everything! Especially the ‘how frugal are you?’ quiz. I just ventured into the blogging world myself and see so much inspiration on your page! Great job!

  2. 2! Definitely not frugal. My biggest struggle. I’m still wasteful with my money even while trying to pay off debt. Not nearly as bad as I used to be but still a work in progress!

  3. 26! pretty frugal – living on Social Security you HAVE to be – But, I need to be better – I’m going to get closer to the 37 in the near future. Thank you for this quiz and the great ideas. I will share this with friends who are also living on SS and trying to make it in this crazy and interesting world!

  4. I,very always been oil frugal. I came from a fa ily of 13 brothers a d sisters so I had to be. I found my self never changing , If I eat out one a year I,m lucky. So I,d say I,m a 37.

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About the Author

Welcome! My name is Merilee and I’m the creator of Easy Budget. I started this blog to help other families like mine crush debt, budget, manage money, and meal plan like pros!

Everything you find here will be useful, motivating, and always easy. Need to contact me directly? Reach me here!

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