$16.99
NOTE: This is a digitally downloaded product.
You know you need to pay it off, but before you get started, you want to know how long it’s going to take…
+ Pinpoint the exact month you can be debt-free to help you stay target-focused
+ Play around with different paydown scenarios to formulate the perfect plan for your your situation
+ Include future lump sum payments like bonuses, tax returns, and leftover grocery cash so you can watch your debt-free date get closer and closer with larger payments
+ Easily adjust payoff dates with lifestyle or income changes, helping you keep at it no matter what life throws your way
+ Help your spouse or family see the power of an aggressive payoff plan so you can be on the same page
That’s why we created the Easy Budget Debt Snowball Calculator. We couldn’t find anything on the internet that let us calculate our debt-free date based on how much we could put toward debt now and in the future with our growing income, bonuses, tax returns, and other future lump sum payments. We’ve got you. Ours can totally do that!
+ User friendly
+ Fully automated (you fill in the white boxes, everything else will auto calculate!)
+ Input your loans once and update with actual payments as they are made
+ Space for up to 35 different loans
+ Change and play around with several variables to see how it affects your payoff date
+ Clearly displays your debt stats
+ Clearly displays debt payoff month and year (will show all calculations on separate page)
+ Perfect for irregular income
+ Easy switch to Debt Avalanche method (highest interest rate first) or custom order
+ Input for one-time lump sum payments on debt (bonuses, tax refunds etc.)
+ Input for expected increases in monthly debt payments (future raises, second job etc.)
NOTE: This tool works best with Excel, but can also be used with Google Sheets.
To open in Google Sheets, download and save the file to your computer without opening it. Open Google Sheets. In the upper right quadrant, select the Manila folder icon to “upload file”. Refresh often to see calculations.
Melissa R. (verified owner) –
My only complaint is I can’t make it bigger on the spreadsheet.
Sarah (verified owner) –
Easy to use. Great to see everything laid out in front of you to be able to make a plan!
CANDICE M. (verified owner) –
This is a must buy to become gazelle intense! Super easy to use. Gives you a visual to keep you motivated in your debt free journey.
Anonymous (verified owner) –
GREAT tool to use!
Shannon S. (verified owner) –
Shannon S.
Mandy Brown (verified owner) –
This debt calculator is so helpful, it is really helping me put our debt in perspective and see how much I really need to put towards my snowball each month, I can’t wait to update and watch my debt go down.
Michelle R. (verified owner) –
This is one amazing debt snowball calculator. I love that I can put in all my debts I’m working on, customize the amount I put in every month (some months we earn more than others) and it calculates how much money we have remaining along with the debt payoff date for each of the debts. It is so helpful to see a date to work towards. Thank you Easy Budget!
Kelly Brown (verified owner) –
I love the layout and simplicity of your Debt Snowball Calculator and the tutorial that explains so easily how to use the Debt Snowball Calculator. Can’t wait to use this every month to stay on track!!!
Karina (verified owner) –
Loveeee this! Best app I’ve ever used. Definitely worth the money and keeps you motivated because it says when you’ll be debt free if you stick to your budget. I wished I would have discovered this sooner.
Amber Williams (verified owner) –
Amazing!! It’s so daunting to look at debt and have no idea where to start, then to have no idea when it will all end. This spreadsheet spells it out for you! You just enter basic info and it all populates for you!! And seeing how a few extra dollars a months makes a difference in the ‘months till debt free’ is VERY motivating!