Debt Snowball Calculator


NOTE: This is a digitally downloaded product.

Based on 38 reviews
  1. Lisa Sue Jones (verified owner)

    This is by far the best spreadsheet I have found for tracking debt snowball. I love that you can enter what you actually paid and everything adjusts to reflect new numbers if you’re able to pay more one month or had to pay less. It’s very motivating to see an extra bit of money change your debt free date. Thank you!

    Debt Snowball Calculator- $12 DealDebt Snowball Calculator- $12 Deal

  2. Kerri E. (verified owner)

    I have tried for years to create a budget and always got stumped and quit but The Easy Budget Calculator made it so simple to plug everything in! So excited to use this awesome resource..

    Debt Snowball Calculator- $12 DealDebt Snowball Calculator- $12 Deal

  3. Anonymous (verified owner)

    The Debt Calculator helped me see my debt in print. I love that it gives you a debt payoff date as well. The real star of the show is the overall interest payment over time (thousands of dollars). It is a true motivator to pay the debt off!!!!!

    Debt Snowball Calculator- $12 DealDebt Snowball Calculator- $12 Deal

  4. Morgan (verified owner)

    I’m obsessed!! This really was able to show my husband that we could pay off his student loans in just 2.5 years!!! I’m in love with this spread sheet!!

    Debt Snowball CalculatorDebt Snowball Calculator

  5. Paula (verified owner)

    I thought it would copy over expenses each month? Am I missing something? There is much I love about it and I have tried a few.

    Debt Snowball Calculator- $12 DealDebt Snowball Calculator- $12 Deal

  6. Jennifer C. (verified owner)

    thank you so much for providing this as a freebie- this is really going to help make 2021 a great start to our debt free life!

    Debt Snowball CalculatorDebt Snowball Calculator

  7. Jennifer H. (verified owner)

    Got me excited about paying off my mortgage! Love that I’m able to model different scenarios easily.

    Mortgage Payoff CalculatorMortgage Payoff Calculator

  8. Jennifer H. (verified owner)

    Great purchase! This will give me the motivation I need to pay off all my debt over the next 2 years!

    Debt Snowball CalculatorDebt Snowball Calculator

  9. Melissa R. (verified owner)

    My only complaint is I can’t make it bigger on the spreadsheet.

    Debt Snowball CalculatorDebt Snowball Calculator

  10. Sarah (verified owner)

    Easy to use. Great to see everything laid out in front of you to be able to make a plan!

    Debt Snowball CalculatorDebt Snowball Calculator

1 2 3 4

Let me guess . . . You have a lot of debt? Student loans, credit cards, car loans . . . it can be overwhelming!

You know you need to pay it off, but before you get started, you want to know how long it’s going to take…

Our Debt Snowball Calculator helps you to…

+ Pinpoint the exact month you can be debt-free to help you stay target-focused

+ Play around with different paydown scenarios to formulate the perfect plan for your your situation

+ Include future lump sum payments like bonuses, tax returns, and leftover grocery cash so you can watch your debt-free date get closer and closer with larger payments

+ Easily adjust payoff dates with lifestyle or income changes, helping you keep at it no matter what life throws your way

+ Help your spouse or family see the power of an aggressive payoff plan so you can be on the same page

That’s why we created the Easy Budget Debt Snowball Calculator. We couldn’t find anything on the internet that let us calculate our debt-free date based on how much we could put toward debt now and in the future with our growing income, bonuses, tax returns, and other future lump sum payments. We’ve got you. Ours can totally do that!

Our Debt Snowball Calculator allows you to create a fully custom, living, breathing, easy debt payoff plan that keeps you motivated and informed!

+ User friendly

+ Fully automated (you fill in the white boxes, everything else will auto calculate!)

+ Input your loans once and update with actual payments as they are made

+ Space for up to 35 different loans

+ Change and play around with several variables to see how it affects your payoff date

+ Clearly displays your debt stats

+ Clearly displays debt payoff month and year (will show all calculations on separate page)

+ Perfect for irregular income

+ Easy switch to Debt Avalanche method (highest interest rate first) or custom order

+ Input for one-time lump sum payments on debt (bonuses, tax refunds etc.)

+ Input for expected increases in monthly debt payments (future raises, second job etc.)

NOTEThis tool works best with Excel, but can also be used with Google Sheets.

To open in Google Sheets, download and save the file to your computer without opening it. Open Google Sheets. In the upper right quadrant, select the Manila folder icon to “upload file”. Refresh often to see calculations.

Before you go...

We'd love for you to try the calculator. How's 10% OFF? Enter your email below and we'll send you the code!