Debt Snowball Calculator


NOTE: This is a digitally downloaded product.

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Showing 1 of 30 reviews (4 star). See all 30 reviews
  1. Melissa R. (verified owner)

    My only complaint is I can’t make it bigger on the spreadsheet.

    Debt Snowball CalculatorDebt Snowball Calculator

    • Merilee Speigner (store manager)

      Hi Melissa! Have you tried looking at the little slider in the bottom right corner? It allows you to zoom in!


Let me guess . . . You have a lot of debt? Student loans, credit cards, car loans . . . it can be overwhelming!

You know you need to pay it off, but before you get started, you want to know how long it’s going to take…

Our Debt Snowball Calculator helps you to…

+ Pinpoint the exact month you can be debt-free to help you stay target-focused

+ Play around with different paydown scenarios to formulate the perfect plan for your your situation

+ Include future lump sum payments like bonuses, tax returns, and leftover grocery cash so you can watch your debt-free date get closer and closer with larger payments

+ Easily adjust payoff dates with lifestyle or income changes, helping you keep at it no matter what life throws your way

+ Help your spouse or family see the power of an aggressive payoff plan so you can be on the same page

That’s why we created the Easy Budget Debt Snowball Calculator. We couldn’t find anything on the internet that let us calculate our debt-free date based on how much we could put toward debt now and in the future with our growing income, bonuses, tax returns, and other future lump sum payments. We’ve got you. Ours can totally do that!

Our Debt Snowball Calculator allows you to create a fully custom, living, breathing, easy debt payoff plan that keeps you motivated and informed!

+ User friendly

+ Fully automated (you fill in the white boxes, everything else will auto calculate!)

+ Input your loans once and update with actual payments as they are made

+ Space for up to 35 different loans

+ Change and play around with several variables to see how it affects your payoff date

+ Clearly displays your debt stats

+ Clearly displays debt payoff month and year (will show all calculations on separate page)

+ Perfect for irregular income

+ Easy switch to Debt Avalanche method (highest interest rate first) or custom order

+ Input for one-time lump sum payments on debt (bonuses, tax refunds etc.)

+ Input for expected increases in monthly debt payments (future raises, second job etc.)

NOTEThis tool works best with Excel, but can also be used with Google Sheets.

To open in Google Sheets, download and save the file to your computer without opening it. Open Google Sheets. In the upper right quadrant, select the Manila folder icon to “upload file”. Refresh often to see calculations.

Before you go...

We'd love for you to try the calculator. How's 10% OFF? Enter your email below and we'll send you the code!