Without this spreadsheet I would have never guessed it would take us 99 months to be debt free if we continue to pay just the minimums. 99!!!! One of my fave things about this spreadsheet is that I was able to input an extra amount to debt each month to see how much we would need to throw at debt to meet our goal. Lets just say hubby and I were surprised by the number but it gave us a good kick in the arsel to get this party started!! Thank you @easy_budget for creating such a helpful tool!!

I work in the financial field and LOVE to come home and crunch numbers on my own debt and savings goals, but I am not great at excel. I am in LOVE with this! I do use a Mac, so initially it was a little challenging to set this up, but ended up importing to Google Sheets and now it's perfect! Great work! It may seem a bit pricey, but the detail and time it must have taken to put this together, it is totally worth it! Thank you so much!!

LIFE CHANGER!!!!

I never knew exactly how much debt I had or if I would ever get off the hamster wheel. Now I have a clear plan to execute and be debt-free forever!! This product has changed my outlook on debt and an end date also motivates me to knock out more debt faster! I'm happy it's all in one place now and not all over on sticky notes. This was truly a blessing!

We estimated our debt-free date using @easy_budget’s amazing spreadsheet.

If we only pay minimums, it will take us 40 months to reach our debt-free date. But if we can pay an extra $500 monthly we could be debt-free 10 months earlier!

5 out of 5 stars

Such a great tool! Looking at the numbers can be very overwhelming, but at the same time, so motivating.

Thanks for developing this tool. I hope you will also develop a monthly budgeting tool.