Mortgage Payoff Calculator


NOTE: This is a digitally downloaded product.

5 star
4 star
3 star
2 star
1 star
  1. Charleen Goombs (verified owner)

    This calculator is awesome. After listing the amounts you owe and monthly payment amount, it calculates your payoff date which is amazing. You actually see how long it will take. You can also change monthly amounts anytime to speed up your payoff date. 👍👍.

    Debt Snowball CalculatorDebt Snowball Calculator

  2. Nusaybah N. (verified owner)

    It was great to use and see my end goal. I needed something that was going to make me stay focus but see the numbers go down. I love it and happy about my purchase.

    Debt Snowball CalculatorDebt Snowball Calculator

  3. Carrie Diaz (verified owner)

    It was really cool to play around with the potential for how soon we could pay off debt. Very cool tool!

    Debt Snowball CalculatorDebt Snowball Calculator

  4. Shantelle (verified owner)

    I needed this for my financial situation and my goal to be sort of debt free, more so be in charge of my money. What I actually needed is this Calculator to put me in check. I got to list all my loans and credit cards. It wasn’t much and I can make the more than the minimum payments. Although in the long run, I’ll be passing more because of all the interest. This calculator is gonna be my best friend for maybe the next year or so. It’ll help me get on track with my spending, and I can watch the balances go down with payments. Buy this chart, open up your excel app and start plugging in those numbers.

    Debt Snowball CalculatorDebt Snowball Calculator

  5. Catherine P. (verified owner)

    Worth every penny! Gives you a clear picture of your debt journey! HIghly recommend!

    Debt Snowball CalculatorDebt Snowball Calculator

  6. Anonymous (verified owner)

  7. Kadianne W. (verified owner)

    Debt free calculator is my new obsession. Thank you so much. Very easy to use. Time to get busy paying down debt now that I have the clear picture staring at me. Thanks for helping us out in the best free community.

    Debt Snowball CalculatorDebt Snowball Calculator

  8. Carini (verified owner)

    This is such a great spreadsheet to really keep you motivated and organized while you are on babystep 2. Excel formulas are no fun for me, but this spreadsheet makes my financial life 10x easier and more fun !

    Debt Snowball CalculatorDebt Snowball Calculator

  9. Lindsay Crenshaw (verified owner)

    This calculator is what I’ve been searching for! It’s highly motivating. It helps you really easily picture where you are and where you could be with extra debt payments. It can be really scary to face it all and write all your debts down, but this spreadsheet makes it easy. I was having a hard time explaining to my husband why it’s important to make extra debt payments, and I was able to show him the difference between paying minimums and then paying extra.

    Debt Snowball CalculatorDebt Snowball Calculator

So you want to pay off your house, do ya? Smart move. 

An aggressive mortgage paydown saves you interest and helps you get ever-closer to financial independence & security for your family!

It's to pay off a house!

The Easy Budget Mortgage Payoff Calculator helps you do it all…

+ See how fast you can get ahead of your lender’s schedule and how you are putting the interest payments right back into your pocket

+ Quickly calculate mortgage interest saved, keeping you motivated to stay ahead

+ Quantify your mortgage-free wins by watching your payoff date get closer and closer

+ Include future lump sum payments, like bonuses, tax returns, and leftover spending money to see the true power of your commitment

+ Easily adjust payoff dates with lifestyle or income changes, ensuring you stay the course no matter what life throws at you

+ Help your spouse or family see the power of an aggressive mortgage paydown plan so that you can be on the same page 

Our Mortgage Payoff Calculator gives you a plan for your money. It also helps you stay motivated as you chip away at your mortgage loan. This calculator is not like the rest. You can FULLY customize this mortgage payoff calculator to match your exact payoff plan!

The Mortgage Calculator is to the payment schedule you prefer!

Are you planning to put a big chunk toward the mortgage every month? What about your future tax return, bonus, or other large amount down the road? Are you planning to increase your income over the next few years and want to put it toward the mortgage, and you want to know how that will improve your payoff date? 

We’ve got you. Ours can totally do that! 

NOTEThis tool works best with Excel, but can also be used with Google Sheets.

+ User friendly

+ Fully automated (you fill in the white boxes, everything else will auto calculate!)

+ Space for 1-10 mortgages (must all be fixed and on same payment schedule e.g. monthly)

+ Change and play around with several variables to see how it affects your payoff date

+ Input for one-time lump sum payments on mortgage (bonuses, tax refunds, etc.)

+ Input for expected increases in monthly mortgage payment (future raises, second job, etc.)

+ Shows mortgage payoff date whether you are on a monthly, twice monthly, or biweekly mortgage schedule for your minimum payment

+ Clearly displays your mortgage stats

+ Clearly displays mortgage payoff month and year (will show all calculations on next page)

Before you go...

We'd love for you to try the calculator. How's 10% OFF? Enter your email below and we'll send you the code!