Mortgage Payoff Calculator


NOTE: This is a digitally downloaded product.

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  1. Jennifer H. (verified owner)

    Got me excited about paying off my mortgage! Love that I’m able to model different scenarios easily.

    Mortgage Payoff CalculatorMortgage Payoff Calculator

  2. Jennifer H. (verified owner)

    Great purchase! This will give me the motivation I need to pay off all my debt over the next 2 years!

    Debt Snowball CalculatorDebt Snowball Calculator

  3. Melissa R. (verified owner)

    My only complaint is I can’t make it bigger on the spreadsheet.

    Debt Snowball CalculatorDebt Snowball Calculator

  4. Sarah (verified owner)

    Easy to use. Great to see everything laid out in front of you to be able to make a plan!

    Debt Snowball CalculatorDebt Snowball Calculator

  5. CANDICE M. (verified owner)

    This is a must buy to become gazelle intense! Super easy to use. Gives you a visual to keep you motivated in your debt free journey.

    Debt Snowball CalculatorDebt Snowball Calculator

  6. Anonymous (verified owner)

    GREAT tool to use!

    Debt Snowball CalculatorDebt Snowball Calculator

  7. Shannon S. (verified owner)

  8. Mandy Brown (verified owner)

    This debt calculator is so helpful, it is really helping me put our debt in perspective and see how much I really need to put towards my snowball each month, I can’t wait to update and watch my debt go down.

    Debt Snowball CalculatorDebt Snowball Calculator

  9. Michelle R. (verified owner)

    This is one amazing debt snowball calculator. I love that I can put in all my debts I’m working on, customize the amount I put in every month (some months we earn more than others) and it calculates how much money we have remaining along with the debt payoff date for each of the debts. It is so helpful to see a date to work towards. Thank you Easy Budget!

    Debt Snowball CalculatorDebt Snowball Calculator

  10. Kelly Brown (verified owner)

    I love the layout and simplicity of your Debt Snowball Calculator and the tutorial that explains so easily how to use the Debt Snowball Calculator. Can’t wait to use this every month to stay on track!!!

    Debt Snowball CalculatorDebt Snowball Calculator

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So you want to pay off your house, do ya? Smart move. 

An aggressive mortgage paydown saves you interest and helps you get ever-closer to financial independence & security for your family!

It's to pay off a house!

The Easy Budget Mortgage Payoff Calculator helps you do it all…

+ See how fast you can get ahead of your lender’s schedule and how you are putting the interest payments right back into your pocket

+ Quickly calculate mortgage interest saved, keeping you motivated to stay ahead

+ Quantify your mortgage-free wins by watching your payoff date get closer and closer

+ Include future lump sum payments, like bonuses, tax returns, and leftover spending money to see the true power of your commitment

+ Easily adjust payoff dates with lifestyle or income changes, ensuring you stay the course no matter what life throws at you

+ Help your spouse or family see the power of an aggressive mortgage paydown plan so that you can be on the same page 

Our Mortgage Payoff Calculator gives you a plan for your money. It also helps you stay motivated as you chip away at your mortgage loan. This calculator is not like the rest. You can FULLY customize this mortgage payoff calculator to match your exact payoff plan!

The Mortgage Calculator is to the payment schedule you prefer!

Are you planning to put a big chunk toward the mortgage every month? What about your future tax return, bonus, or other large amount down the road? Are you planning to increase your income over the next few years and want to put it toward the mortgage, and you want to know how that will improve your payoff date? 

We’ve got you. Ours can totally do that! 

NOTEThis tool works best with Excel, but can also be used with Google Sheets.

+ User friendly

+ Fully automated (you fill in the white boxes, everything else will auto calculate!)

+ Space for 1-10 mortgages (must all be fixed and on same payment schedule e.g. monthly)

+ Change and play around with several variables to see how it affects your payoff date

+ Input for one-time lump sum payments on mortgage (bonuses, tax refunds, etc.)

+ Input for expected increases in monthly mortgage payment (future raises, second job, etc.)

+ Shows mortgage payoff date whether you are on a monthly, twice monthly, or biweekly mortgage schedule for your minimum payment

+ Clearly displays your mortgage stats

+ Clearly displays mortgage payoff month and year (will show all calculations on next page)

Before you go...

We'd love for you to try the calculator. How's 10% OFF? Enter your email below and we'll send you the code!