Mortgage Payoff Calculator


NOTE: This is a digitally downloaded product.

Based on 38 reviews
  1. Lisa Sue Jones (verified owner)

    This is by far the best spreadsheet I have found for tracking debt snowball. I love that you can enter what you actually paid and everything adjusts to reflect new numbers if you’re able to pay more one month or had to pay less. It’s very motivating to see an extra bit of money change your debt free date. Thank you!

    Debt Snowball Calculator- $12 DealDebt Snowball Calculator- $12 Deal

  2. Kerri E. (verified owner)

    I have tried for years to create a budget and always got stumped and quit but The Easy Budget Calculator made it so simple to plug everything in! So excited to use this awesome resource..

    Debt Snowball Calculator- $12 DealDebt Snowball Calculator- $12 Deal

  3. Anonymous (verified owner)

    The Debt Calculator helped me see my debt in print. I love that it gives you a debt payoff date as well. The real star of the show is the overall interest payment over time (thousands of dollars). It is a true motivator to pay the debt off!!!!!

    Debt Snowball Calculator- $12 DealDebt Snowball Calculator- $12 Deal

  4. Morgan (verified owner)

    I’m obsessed!! This really was able to show my husband that we could pay off his student loans in just 2.5 years!!! I’m in love with this spread sheet!!

    Debt Snowball CalculatorDebt Snowball Calculator

  5. Paula (verified owner)

    I thought it would copy over expenses each month? Am I missing something? There is much I love about it and I have tried a few.

    Debt Snowball Calculator- $12 DealDebt Snowball Calculator- $12 Deal

  6. Jennifer C. (verified owner)

    thank you so much for providing this as a freebie- this is really going to help make 2021 a great start to our debt free life!

    Debt Snowball CalculatorDebt Snowball Calculator

  7. Jennifer H. (verified owner)

    Got me excited about paying off my mortgage! Love that I’m able to model different scenarios easily.

    Mortgage Payoff CalculatorMortgage Payoff Calculator

  8. Jennifer H. (verified owner)

    Great purchase! This will give me the motivation I need to pay off all my debt over the next 2 years!

    Debt Snowball CalculatorDebt Snowball Calculator

  9. Melissa R. (verified owner)

    My only complaint is I can’t make it bigger on the spreadsheet.

    Debt Snowball CalculatorDebt Snowball Calculator

  10. Sarah (verified owner)

    Easy to use. Great to see everything laid out in front of you to be able to make a plan!

    Debt Snowball CalculatorDebt Snowball Calculator

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So you want to pay off your house, do ya? Smart move. 

An aggressive mortgage paydown saves you interest and helps you get ever-closer to financial independence & security for your family!

It's overwhelming to pay off a house!

The Easy Budget Mortgage Payoff Calculator helps you do it all…

+ See how fast you can get ahead of your lender’s schedule and how you are putting the interest payments right back into your pocket

+ Quickly calculate mortgage interest saved, keeping you motivated to stay ahead

+ Quantify your mortgage-free wins by watching your payoff date get closer and closer

+ Include future lump sum payments, like bonuses, tax returns, and leftover spending money to see the true power of your commitment

+ Easily adjust payoff dates with lifestyle or income changes, ensuring you stay the course no matter what life throws at you

+ Help your spouse or family see the power of an aggressive mortgage paydown plan so that you can be on the same page 

Our Mortgage Payoff Calculator gives you a plan for your money. It also helps you stay motivated as you chip away at your mortgage loan. This calculator is not like the rest. You can FULLY customize this mortgage payoff calculator to match your exact payoff plan!

The Mortgage Calculator is 100% customizable to the payment schedule you prefer!

Are you planning to put a big chunk toward the mortgage every month? What about your future tax return, bonus, or other large amount down the road? Are you planning to increase your income over the next few years and want to put it toward the mortgage, and you want to know how that will improve your payoff date? 

We’ve got you. Ours can totally do that! 

NOTEThis tool works best with Excel, but can also be used with Google Sheets.

+ User friendly

+ Fully automated (you fill in the white boxes, everything else will auto calculate!)

+ Space for 1-10 mortgages (must all be fixed and on same payment schedule e.g. monthly)

+ Change and play around with several variables to see how it affects your payoff date

+ Input for one-time lump sum payments on mortgage (bonuses, tax refunds, etc.)

+ Input for expected increases in monthly mortgage payment (future raises, second job, etc.)

+ Shows mortgage payoff date whether you are on a monthly, twice monthly, or biweekly mortgage schedule for your minimum payment

+ Clearly displays your mortgage stats

+ Clearly displays mortgage payoff month and year (will show all calculations on next page)

Before you go...

We'd love for you to try the calculator. How's 10% OFF? Enter your email below and we'll send you the code!