THE EASY BUDGET

Mortgage Payoff Calculator

$12.99

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NOTE: This is a digitally downloaded product.

So you want to pay off your house, do ya? Smart move. 

An aggressive mortgage paydown saves you interest and helps you get ever-closer to financial independence & security for your family!

The Easy Budget Mortgage Payoff Calculator helps you do it all…

Our Mortgage Payoff Calculator gives you a plan for your money. It also helps you stay motivated as you chip away at your mortgage loan. This calculator is not like the rest. You can FULLY customize this mortgage payoff calculator to match your exact payoff plan!

NOTEThis tool works best with Excel, but can also be used with Google Sheets.

To open in Google Sheets, download and save the file to your computer without opening it. Open Google Sheets. In the upper right quadrant, select the Manila folder icon to “upload file”. Refresh often to see calculations.

The Mortgage Calculator is 100% customizable to the payment schedule you prefer!

Are you planning to put a big chunk toward the mortgage every month? What about your future tax return, bonus, or other large amount down the road?

Are you planning to increase your income over the next few years and want to put it toward the mortgage, and you want to know how that will improve your payoff date? 

We’ve got you. Ours can totally do that!

+ User friendly

+ Fully automated (you fill in the white boxes, everything else will auto calculate!)

+ Space for 1-10 mortgages (must all be fixed and on same payment schedule e.g. monthly)

+ Change and play around with several variables to see how it affects your payoff date

+ Input for one-time lump sum payments on mortgage (bonuses, tax refunds, etc.)

+ Input for expected increases in monthly mortgage payment (future raises, second job, etc.)

+ Shows mortgage payoff date whether you are on a monthly, twice monthly, or biweekly mortgage schedule for your minimum payment

+ Clearly displays your mortgage stats

+ Clearly displays mortgage payoff month and year (will show all calculations on next page)

4.8
Based on 39 reviews
  1. Sarah B. (verified owner)

    Verified reviewVerified review – view originalExternal link

    I’ve been trying to get on top of my debt to get my finances back in a better place, and this spreadsheet is fantastic at helping me visualize my progress and plan for my financial future. So easy to use, and my favorite is the ability to calculate in extra payments. No other spreadsheet I’ve tried has done that.

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  2. Lisa Sue Jones (verified owner)

    Verified reviewVerified review – view originalExternal link

    This is by far the best spreadsheet I have found for tracking debt snowball. I love that you can enter what you actually paid and everything adjusts to reflect new numbers if you’re able to pay more one month or had to pay less. It’s very motivating to see an extra bit of money change your debt free date. Thank you!

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  3. Kerri E. (verified owner)

    Verified reviewVerified review – view originalExternal link

    I have tried for years to create a budget and always got stumped and quit but The Easy Budget Calculator made it so simple to plug everything in! So excited to use this awesome resource..

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  4. Anonymous (verified owner)

    Verified reviewVerified review – view originalExternal link

    The Debt Calculator helped me see my debt in print. I love that it gives you a debt payoff date as well. The real star of the show is the overall interest payment over time (thousands of dollars). It is a true motivator to pay the debt off!!!!!

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  5. Morgan (verified owner)

    Verified reviewVerified review – view originalExternal link

    I’m obsessed!! This really was able to show my husband that we could pay off his student loans in just 2.5 years!!! I’m in love with this spread sheet!!

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  6. Paula (verified owner)

    Verified reviewVerified review – view originalExternal link

    I thought it would copy over expenses each month? Am I missing something? There is much I love about it and I have tried a few.

    Debt Snowball Calculator- $12 DealDebt Snowball Calculator- $12 Deal

  7. Jennifer C. (verified owner)

    Verified reviewVerified review – view originalExternal link

    thank you so much for providing this as a freebie- this is really going to help make 2021 a great start to our debt free life!

    Debt Snowball CalculatorDebt Snowball Calculator

  8. Jennifer H. (verified owner)

    Verified reviewVerified review – view originalExternal link

    Got me excited about paying off my mortgage! Love that I’m able to model different scenarios easily.

    Mortgage Payoff CalculatorMortgage Payoff Calculator

  9. Jennifer H. (verified owner)

    Verified reviewVerified review – view originalExternal link

    Great purchase! This will give me the motivation I need to pay off all my debt over the next 2 years!

    Debt Snowball CalculatorDebt Snowball Calculator

  10. Melissa R. (verified owner)

    Verified reviewVerified review – view originalExternal link

    My only complaint is I can’t make it bigger on the spreadsheet.

    Debt Snowball CalculatorDebt Snowball Calculator

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