Mortgage Payoff Calculator


Easy Budget
product rating4.63 / 5
71 reviews

NOTE: This is a digitally downloaded product.

So you want to pay off your house, do ya? Smart move. 

An aggressive mortgage paydown saves you interest and helps you get ever-closer to financial independence & security for your family!

The Easy Budget Mortgage Payoff Calculator helps you do it all…

Our Mortgage Payoff Calculator gives you a plan for your money. It also helps you stay motivated as you chip away at your mortgage loan. This calculator is not like the rest. You can FULLY customize this mortgage payoff calculator to match your exact payoff plan!

NOTEThis tool works best with Excel, but can also be used with Google Sheets.

To open in Google Sheets, download and save the file to your computer without opening it. Open Google Sheets. In the upper right quadrant, select the Manila folder icon to “upload file”. Refresh often to see calculations.

The Mortgage Calculator is 100% customizable to the payment schedule you prefer!

Are you planning to put a big chunk toward the mortgage every month? What about your future tax return, bonus, or other large amount down the road?

Are you planning to increase your income over the next few years and want to put it toward the mortgage, and you want to know how that will improve your payoff date? 

We’ve got you. Ours can totally do that!

+ User friendly

+ Fully automated (you fill in the white boxes, everything else will auto calculate!)

+ Space for 1-10 mortgages (must all be fixed and on same payment schedule e.g. monthly)

+ Change and play around with several variables to see how it affects your payoff date

+ Input for one-time lump sum payments on mortgage (bonuses, tax refunds, etc.)

+ Input for expected increases in monthly mortgage payment (future raises, second job, etc.)

+ Shows mortgage payoff date whether you are on a monthly, twice monthly, or biweekly mortgage schedule for your minimum payment

+ Clearly displays your mortgage stats

+ Clearly displays mortgage payoff month and year (will show all calculations on next page)

Based on 68 reviews
  1. Yevette G. (verified owner)

    Verified reviewVerified review – view originalExternal link

    I’ve struggled to commit to meal planning since retiring a few years ago. Using this meal planning kit not only helps me to plan my meals in advance, but I now have an entire month of meal plans ready. Saves time, money and work.

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  2. Anonymous (verified owner)

    Verified reviewVerified review – view originalExternal link

    Not at all the type of budgeting I was looking for, huge waste of money

    Personal Finance SuperSpreadsheetPersonal Finance SuperSpreadsheet

  3. Anonymous (verified owner)

    Verified reviewVerified review – view originalExternal link

    This is super great! Especially the list that you use for the items in your house that you need to use before they go bad.

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  4. ALIVIA M. (verified owner)

    Verified reviewVerified review – view originalExternal link

    I love how easy the spreadsheet is to navigate and update!

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  5. Anonymous (verified owner)

    Verified reviewVerified review – view originalExternal link

    This budget is super helpful to organize my monthly budget, savings goal, and debt.

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